Use Case
>
Claims

From first notice to final resolution

Liberate automates communication and data capture across every open state of the claims lifecycle so your team resolves more, faster, with fewer hands on every file.

40%
claims closed with zero human touchpoints
14×
24/7 claims volume absorbed with primary staff
67%
average handling time reduction
<1s
Less than 1s time-to-answer on every inbound call

The first call sets the tone for the entire claim.

Liberate completes the FNOL in a single interaction across voice, digital, or SMS. Identity verified. Claim filed. No repeat calls. No handoff required.

End-to-end FNOL on a single interaction

Nicole verifies identity, captures all required claim fields, and writes directly to Guidewire, Duck Creek, or Applied Epic.

Carriers
TPAs

Digital FNOL portal

Claimants file documents and update photos through a self-serve portal without calling your claims core.

Carriers

Vendor dispatch at FNOL

Vendor notification and field service dispatched on the FNOL call. Network activated, assignment tracked.

Carriers
TPAs

The most common call in claims
shouldn't require an adjuster.

Status inquiries are the highest volume contact in any claims operation. Liberate answers every one, updates every stakeholder, and keeps the file moving without pulling a person into the loop.

85%+

resolution rate on routine status inquiries

Voice status updates

Claimants get real-time claim status without reaching an adjuster. 85%+ resolution rate on routine inquiries.

Carriers
TPAs
Proactive SMS updates

Automated status and milestone alerts sent before claimants think to call. Lower inbound volume. Higher satisfaction.

Carriers
TPAs
Digital claims portal

Claimants check status, review documents, and take action without calling your core.

Carriers
Provider & employer inquiry handling

Status requests from medical providers, employers, and third parties answered autonomously.

TPAs
Full audit trail on every exchange

Every status interaction logged against the correct file. Nothing lives outside the system.

All

“Liberate saved us a lot of time because they already understand insurance processes – in fact, they’ve been able to handle 75% of our digital FNOL implementation with very little involvement from us.”

Nick Brierly
CHIEF OPERATING OFFICER
Professional holding a tablet and documents while walking through a modern office hallway.

Every open claim has a document
waiting. Liberate chases it.

Missing documents are the most predictable source of cycle time loss. Liberate initiates, tracks, follows up, and confirms receipt automatically until the file is complete.

Missing documents are the most predictable source of cycle time loss. Liberate initiates, tracks, follows up, and confirms receipt automatically until the file is complete.

Automated document requests & follow-up

AI sends requests across the preferred channel and follows up at set intervals until receipt is confirmed.

Carriers
TPAs
Inbound document intake & indexing

Documents submitted by email, SMS, or portal identified and routed automatically. No manual sort.

Carriers
TPAs
Overdue document escalation

When documents are delayed, Liberate escalates to the adjuster with full context on what is missing and when it was requested.

All
Write-back to claims core

Every document event logged against the file and written to your claims admin system automatically.

All
Provider & third-party document requests

Medical records, legal attestations, and employer verification letters requested and tracked across your provider network.

All

Most carriers see ROI just in 90 days.

Book a 30-min review
Customer service representative speaking on the phone while managing insurance claims in a modern office.

The gap between acknowledgment and service delivery is where cycle time leaks.

Late vendor notifications and missed appointments add days to every file. Liberate initiates, confirms, and tracks every vendor touchpoint automatically.

Late vendor notifications and missed appointments add days to every file. Liberate initiates, confirms, and tracks every vendor touchpoint automatically.

Vendor dispatch at intake

Vendor notification and field service dispatched on the FNOL call. Every assignment tracked.

Carriers
TPAs
Appointment scheduling & reminders

Appointments scheduled and reminder calls and SMS confirmations sent without a coordinator.

Carriers
TPAs
Return-to-work communications

Return-to-work guidance and employment status updates sent to injured workers. At-risk cases flagged to your team.

TPAs
Vendor status follow-up

Liberate runs status cadences and follows up automatically when milestones are overdue.

TPAs
Native vendor management integration

Work orders placed and tracked inside your existing vendor management platforms.

All

Payment questions are high-volume
and low-complexity. Handle them that way.

Nearly all payment questions are answerable without a person. Liberate handles the contact, collects what is needed, and escalates only when it has to.

Payment status inquiries

Carriers
TPAs

Payment status delivered via voice or SMS without touching an adjuster or billing staff.

Proactive payment notifications

Carriers
TPAs

Automated payment confirmation sent when ready so claimants are informed before they call.

Secure banking detail collection

Carriers
TPAs

EFT details collected with IVR controls and full PII verification. Direct deposit set up and logged without manual handling.

Deductible & billing questions

Carriers

Deductibles confirmed and billing questions answered directly from the record. No adjuster required.

Dispute acknowledgment & routing

Carriers
TPAs

Payment disputes acknowledged immediately and routed to the right examiner with full context.

See it on a live call.

Book a 30-minute demo with a voice specialist. We will walk through your specific workflow, not a generic product tour.

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